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Week in Review: Federal Mandates Drive AI Adoption as Real-Time Credit Decisions Reshape Banking

Monday, April 13, 2026 · 60 sources

Credit Scoring

PYMNTS

How AI Is Rewriting Credit Decisioning in Real Time

Traditional credit and payment decisions based on static scorecards and rigid rules are being replaced by AI systems that can evaluate risk, intent, and context in real time. This ...

Apr 13 intermediate

Regulatory & Compliance

The Fintech Times

Fintech Landscape in the Caribbean: The Bahamas in 2026

The Bahamas has positioned itself as a leader in digital currency innovation and fintech development in 2026, despite its small population. The country's fintech landscape represen...

Apr 13 beginner
FF News (Fintech Finance)

InsurTech NY: Scout Insurtech Reveals the AI Paradox

At InsurTech NY, Chris Luiz from Scout Insurtech discussed what he describes as the 'AI Paradox' facing the insurance technology sector. The presentation appears to address key cha...

Apr 13 intermediate

Lending Automation

FF News (Fintech Finance)

Finastra: Why AI Is Accelerating Bank Modernisation

Finastra discusses how artificial intelligence is serving as a catalyst for bank modernization efforts, which have traditionally been slow-moving initiatives. The article explores ...

Apr 13 intermediate
Finextra

FintechOS previous next generation of its platform

FintechOS announced the Customer Technology Preview of FintechOS 8, the next generation of its AI platform for financial product operations. The platform enables banks and insurers...

Apr 13 intermediate
The Fintech Times

We’re Just Getting Started

US fintech is transitioning into an AI-driven phase with capital flowing to established players rather than startups. The industry is seeing growth in stablecoins and increased foc...

Apr 13 beginner
Finextra

Deutsche Börse invests $15 million in MerQube

Deutsche Börse Group invested $15 million in MerQube, a US technology-driven research and index firm that specializes in designing innovative rules-based investment strategies and ...

Apr 13 intermediate
Finextra

HSBC completes tokenized deposit pilot on Canton

HSBC successfully completed a pilot of its Tokenised Deposit Service on the Canton Network, testing the issuance, transfer and atomic settlement of tokenized deposits. The pilot wa...

Apr 13 intermediate
Finextra

FOO to provide IT backbone for Ompay digital wallet

FOO, a UAE-based B2B fintech solutions provider, has partnered with OMPAY (an Omantel subsidiary) to provide the IT infrastructure for a next-generation digital wallet. This partne...

Apr 13 beginner
FF News (Fintech Finance)

Finastra: How AI and Modernisation Are Converging

Finastra explores how AI and modernization are converging in the payments and financial services sector. The article suggests that innovation in payments is becoming more integrate...

Apr 13 intermediate
Finovate

Fintech Rundown: A Rapid Review of Weekly News

Finovate's weekly fintech roundup highlights industry developments including Gr4vy's launch of agentic payments orchestration and development kit. The article promises coverage of ...

Apr 13 beginner
PYMNTS

SoFi Lets Users Send and Receive Funds Via FedNow

SoFi has launched instant bank transfers through the Federal Reserve's FedNow Service, powered by their Galileo platform. The feature allows SoFi members to move funds within secon...

Apr 13 beginner
Payments Dive

Expensive tabs shift to mobile: Stripe

Stripe's research indicates that digital wallets are facilitating a shift of higher-value purchases from desktop computers to mobile devices. This trend suggests changing consumer ...

Apr 13 beginner
Finextra

SoFI adds FedNow instant bank transfers

SoFi has integrated FedNow instant bank transfer capabilities through its Galileo Financial Technologies platform. The service enables immediate bank-to-bank transfers for SoFi cus...

Apr 13 beginner
Finextra

PayPal adds Pix option for SMBs in Brazil

PayPal is integrating Pix, Brazil's instant payment system used by over 170 million people, into its platform for small and medium-sized businesses. This move aims to accelerate ch...

Apr 13 beginner
Finextra

Tribe Payments joins EPAA

Tribe Payments, a fintech specializing in issuer and acquirer processing, has joined the Emerging Payments Association Asia (EPAA). This membership strengthens the company's connec...

Apr 13 beginner

Fraud Detection

Finextra

Facephi opens subsidiary in Canada

Facephi, a digital identity verification and fraud prevention company, has opened a new subsidiary in British Columbia, Canada. This expansion is part of the company's strategy for...

Apr 13 beginner