How AI Is Rewriting Credit Decisioning in Real Time
Traditional credit and payment decisions based on static scorecards and rigid rules are being replaced by AI systems that can evaluate risk, intent, and context in real time. This ...
Traditional credit and payment decisions based on static scorecards and rigid rules are being replaced by AI systems that can evaluate risk, intent, and context in real time. This ...
FintechOS announced the Customer Technology Preview of FintechOS 8, a platform that enables banks and insurers to integrate governed AI into their financial product operations. The...
Coadjute has launched Clara, the UK's first digital human assistant designed to help estate agents and their clients navigate Anti-Money Laundering (AML) compliance checks. This AI...
Coadjute launched Clara, the UK's first digital human for anti-money laundering checks in property sales, backed by major banks including Lloyds, NatWest, and Nationwide. The AI to...
Neo4j's CTO discusses how graph technology serves as a foundation for reliable AI in financial services by providing context graphs that help untangle complex financial networks an...
Japan is moving to classify cryptocurrencies as financial products under its Financial Instruments and Exchange Act, the same framework used for stocks and securities. A draft amen...
Robinhood has blocked certain prediction markets from its platform due to insider trading and market abuse concerns. Jordan Sinclair, president of Robinhood UK, stated the company ...
The article critiques a CEA paper on stablecoin yield policies, arguing that the analysis started from the wrong premise. It suggests there is already sufficient evidence supportin...
The article addresses how automated AI agents are increasingly handling financial transactions like purchases and subscription management, creating new challenges for digital ident...
Braze's Kipp Johnson emphasizes that while AI is transforming payments, successful implementation requires deliberate investment in governance, observability, and specialists. The ...
The Bahamas has positioned itself as a leader in digital currency innovation and fintech development in 2026, despite its small population. The country's fintech landscape represen...
Goldman Sachs CEO David Solomon discussed how scale considerations outweigh geopolitical concerns in M&A decisions. He also addressed a recent meeting of major bank CEOs and regula...
At InsurTech NY, Chris Luiz from Scout Insurtech discussed what he describes as the 'AI Paradox' facing the insurance technology sector. The presentation appears to address key cha...
ClearBank has obtained a Crypto Asset Service Provider (CASP) license under the EU's Markets in Crypto-Assets Regulation (MiCA) from the Dutch financial regulator. This regulatory ...
American consumers are increasingly accepting business surcharges as companies implement new fees to offset rising costs, particularly in delivery and airline sectors due to higher...
Central banks are working to reform cross-border payment systems that currently rely on complex networks of correspondent banks and clearing systems, causing delays and high costs....
The SEC announced it will not require specified crypto asset transaction interface providers to register as broker-dealers when creating or operating their platforms. This regulato...
Circle CEO Jeremy Allaire defended the company's approach to handling illicit funds, stating that USDC wallets are only frozen when there is formal legal basis. He characterized Ci...
South Korea's central bank is considering implementing 'circuit breaker' style safeguards for cryptocurrency trading, similar to those used in traditional stock markets to manage v...
The American Bankers Association has urged the National Credit Union Administration to pause its stablecoin rulemaking process that would allow credit unions to issue stablecoins t...
Nymbus has launched the Nymbus MCP Server, positioned as one of the first secure MCP (Model Context Protocol) servers designed specifically for core banking operations. The platfor...
Finastra discusses how artificial intelligence is serving as a catalyst for bank modernization efforts, which have traditionally been slow-moving initiatives. The article explores ...
FintechOS announced the Customer Technology Preview of FintechOS 8, the next generation of its AI platform for financial product operations. The platform enables banks and insurers...
Palo Alto Networks founder Nir Zuk has sought regulatory approval to acquire the largest stake in Liberty Bank with the specific goal of developing AI tools for financial services....
Scotiabank launched Scotia Intelligence, an enterprise-wide AI platform to accelerate the bank's artificial intelligence capabilities across operations. The initiative provides emp...
Scotiabank has launched Scotia Intelligence, a unified enterprise AI platform designed to equip global staff with data and AI capabilities. The initiative brings together platforms...
A new study by PYMNTS Intelligence and Velera reveals that AI has become critical for credit union member retention. The research titled 'Built to Lead or Losing Ground?' examines ...
US fintech is transitioning into an AI-driven phase with capital flowing to established players rather than startups. The industry is seeing growth in stablecoins and increased foc...
BlytzPay, a two-time Finovate Best of Show winner, has launched Blytz, an evolved intelligent payments and collections platform. The new platform integrates payments processing wit...
London-based fintech Round raised $6 million in seed funding to advance treasury management automation, bringing total funding to $8.1 million. The company unveiled two new product...
Citibank has launched four AI tools for its wealth management division - one client-facing platform called Portfolio Intelligence and three advisor-focused tools. These systems are...
Duplo and Ozow have announced a strategic partnership to transform financial operations for businesses in South Africa, focusing on local payments and expense management solutions....
GoCardless, a bank payment company, reported 22% year-over-year revenue growth in FY 25 according to Companies House filings. The fintech also achieved its first quarter of profita...
Deutsche Börse Group invested $15 million in MerQube, a US technology-driven research and index firm that specializes in designing innovative rules-based investment strategies and ...
HSBC successfully completed a pilot of its Tokenised Deposit Service on the Canton Network, testing the issuance, transfer and atomic settlement of tokenized deposits. The pilot wa...
FOO, a UAE-based B2B fintech solutions provider, has partnered with OMPAY (an Omantel subsidiary) to provide the IT infrastructure for a next-generation digital wallet. This partne...
Inflation is affecting 58% of small businesses, driving growth in embedded B2B finance solutions. Platforms are integrating payments, credit, and cash flow management tools directl...
Enterprise AI is evolving beyond simple chatbots to handle complex business decisions and workflow automation. Oracle appears to be leading significant developments in this space, ...
Flutterwave has obtained a Nigerian banking license, allowing the fintech company to hold deposits directly rather than relying on bank partnerships. This regulatory milestone enab...
Finastra explores how AI and modernization are converging in the payments and financial services sector. The article suggests that innovation in payments is becoming more integrate...
Finovate's weekly fintech roundup highlights industry developments including Gr4vy's launch of agentic payments orchestration and development kit. The article promises coverage of ...
SoFi has launched instant bank transfers through the Federal Reserve's FedNow Service, powered by their Galileo platform. The feature allows SoFi members to move funds within secon...
Visa has partnered with France-based embedded insurance company Neat to enhance insurance and medical assistance services within Visa cards. The collaboration will provide cardhold...
UK fintech company Wise reported a 26% surge in cross-border transactions to £49.4 billion ($66.2 billion) during Q4, reaching 11.3 million active customers ahead of its Nasdaq lis...
Stripe's research indicates that digital wallets are facilitating a shift of higher-value purchases from desktop computers to mobile devices. This trend suggests changing consumer ...
SoFi has integrated FedNow instant bank transfer capabilities through its Galileo Financial Technologies platform. The service enables immediate bank-to-bank transfers for SoFi cus...
PayPal is integrating Pix, Brazil's instant payment system used by over 170 million people, into its platform for small and medium-sized businesses. This move aims to accelerate ch...
PayPal has integrated Brazil's Pix instant payment system into its Complete Payments platform for small and medium-sized businesses. This integration allows SMBs to offer Brazil's ...
Tribe Payments has joined the Emerging Payments Association Asia (EPAA) as part of its expansion strategy in the Asia-Pacific region. The membership will strengthen the company's e...
Tribe Payments, a fintech specializing in issuer and acquirer processing, has joined the Emerging Payments Association Asia (EPAA). This membership strengthens the company's connec...
Goldman Sachs CEO David Solomon expressed continued confidence in private credit opportunities during earnings calls, despite current market volatility making such investments risk...
Embedded payments are creating new fraud vulnerabilities by making transactions faster and more integrated into platforms, while simultaneously making fraudulent activity harder to...
Pliant's fintech platform leverages virtual cards to automate insurance payouts while combating fraud. The company presented their approach at InsurTech NY, demonstrating how virtu...
The article explores how fraud prevention capabilities have become a key competitive advantage for financial institutions. Industry experts Tristan Prince from NOTO and Robert Book...
The article examines how instant, irrevocable payment systems create new fraud prevention challenges for financial institutions. Unlike credit cards which offer dispute mechanisms ...
Facephi, a digital identity verification and fraud prevention company, has opened a new subsidiary in British Columbia, Canada. This expansion is part of the company's strategy for...
Companies are hiring specialized negotiators to communicate with hackers as cybercrime and ransomware attacks surge. This emerging role represents a shift from purely defensive cyb...
The American Bankers Association and 52 state banking associations support the SCAM Act, which would hold social media companies accountable for fraudulent advertisements on their ...
Cryptocurrency exchange Kraken is facing a criminal extortion attempt where attackers are threatening to release videos showing internal systems with client data unless demands are...
India's Reserve Bank is proposing a one-hour delay for peer-to-peer transactions over 10,000 rupees (approximately $100) to combat fraud in the country's instant payments system. T...