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AI Surveillance Proliferates as Traditional Banks Close Fintech Innovation Gap

Wednesday, February 25, 2026 · 64 sources

Credit Scoring

Fraud Detection

PYMNTS

Banks Rethink Fraud Controls as False Declines Rise

Banks are reconsidering their fraud prevention strategies as false decline rates increase, highlighting the tension between payment speed and security. The payments industry's push...

Feb 25 intermediate
ABA Banking Journal

FBI: Malware-enabled ATM jackpotting crimes on the rise

ATM jackpotting crimes using malware have surged dramatically, with over 700 of the 1,900 total incidents since 2000 occurring last year alone. These attacks resulted in approximat...

Feb 25 beginner

Regulatory & Compliance

Finovate

Regtech Copla Raises €6 Million in Series A Funding

Lithuanian regtech company Copla raised €6 million in Series A funding led by Iron Wolf Capital for its AI-powered compliance automation platform. The funding round included partic...

Feb 25 beginner
Finextra

Chainlink now live on Canton institutional blockchain

Canton, a blockchain platform designed for institutional finance, has integrated Chainlink's oracle data standard across its ecosystem. This development enhances data connectivity ...

Feb 25 intermediate
Payments Dive

Payoneer applies for bank charter

Payoneer has applied for a bank charter, joining other fintech companies pursuing banking licenses to issue and custody stablecoins. This move reflects the broader trend of fintech...

Feb 25 beginner
Banking Dive

How the Fed is making AI ‘durable’

Federal Reserve governors offered contrasting perspectives on AI adoption in banking, with Gov. Christopher Waller comparing AI's potential to ATMs in shifting human work to higher...

Feb 25 intermediate
PYMNTS

AI Disruption Debate Roils Markets and Refocuses Risk

A research essay about AI disruption caused significant market reactions, highlighting emerging concerns about AI's broader impact on financial markets. The article suggests a mode...

Feb 25 intermediate
PYMNTS

AI Unease Derails Big Year for Tech IPOs

Wall Street's expectations for a strong tech IPO year in 2026 have been dampened by AI-related concerns, affecting high-profile companies including major AI firms like Anthropic an...

Feb 25 beginner

Lending Automation

FF News (Fintech Finance)

Volante Technologies: The Critical Role of AI in Payments

Volante Technologies discusses the critical role of artificial intelligence in payments systems. The article features insights from Deepak Gupta on how AI is transforming the finan...

Feb 25 intermediate
Payments Dive

FIS caters to banks’ AI appetite

FIS CEO Stephanie Ferris described artificial intelligence as a 'strategic accelerant' for the company's business while downplaying associated risks. As a major financial services ...

Feb 25 beginner
FF News (Fintech Finance)

Mambu Payments Scales Beyond Europe

Mambu announced the expansion of its payments hub beyond Europe due to growing adoption by banks and fintechs. The expansion represents the company's effort to scale its banking in...

Feb 25 beginner
Finextra

Mambu takes payments hub to Asia

Mambu, a leading SaaS cloud banking platform, has announced the expansion of its Payments Hub solution into Asia for the first time. This expansion marks a significant move by the ...

Feb 25 beginner
PYMNTS

For B2B Payments, Speed Is the New Strategy

The article highlights how digital B2B payment technologies including automation, commercial cards, and real-time payments are becoming standard requirements rather than competitiv...

Feb 25 beginner
Finextra

BillDesk to buy Worldline's Indian operations

BillDesk announced acquisition of Worldline India's payment businesses, combining payment aggregation, transaction switching, and merchant acquiring into a unified platform. This s...

Feb 25 intermediate
Payments Dive

Stripe’s slower view of agentic commerce

Stripe, a major payment processing company, takes a cautious stance on the development of AI-powered shopping agents. The company believes that agent-enabled commerce will evolve g...

Feb 25 beginner
ABA Banking Journal

RTP network surpasses 2M single-day payments

The RTP (Real-Time Payments) network achieved major milestones, processing over 2 million payments in a single day and reaching a record daily transaction value of $8.36 billion. T...

Feb 25 beginner
ABA Banking Journal

Bank survey explores small business use of AI

A survey by Tri Counties Bank found that most small businesses are already using AI and expect it to drive productivity gains and reduce labor costs. This trend could influence how...

Feb 25 beginner
PaymentsJournal

Fast Installment Loans Growth: Card Managers Beware

The article warns that while 2026 credit card growth appears healthy, there's rapid growth in unsecured installment loans that indicates household budget stress. This trend shows h...

Feb 25 intermediate
PaymentsJournal

What Stripe’s Reported Interest in PayPal Could Mean

Reports suggest Stripe is considering acquiring parts or all of PayPal, raising questions about whether the payments giant is worth more as separate pieces. PayPal faces increasing...

Feb 25 beginner
Finextra

MarketAxess appoints William Quan CTO

MarketAxess Holdings, operator of a leading electronic trading platform for fixed income securities, has appointed William Quan as Chief Technology Officer. This leadership change ...

Feb 25 beginner
Banking Dive

Who could swallow PayPal?

The article discusses potential acquisition scenarios for PayPal, valued at $40 billion, examining which companies could afford such a purchase and whether financial buyers might b...

Feb 25 intermediate

Income & Employment